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Fulfill Your Dreams with Quick and Easy Personal Loans Tailored for You

Starting at 10.5%

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We Are There with Every Step of your Loan Process

If you need to borrow money for any reason under the roof like wedding,holiday, renovation or quick fuelling for business, it makes sense to consider a personal loan. These loans are unsecured, meaning you don’t have to put down collateral to qualify. Personal loans also come with fixed interest rates and fixed monthly payments that make budgeting for your monthly expenses a much easier task.

Depending on your profile, you may also qualify for competitive interest rates that are lower than rates you would get with a credit card. 

No collateral required

Borrow from ₹50,000 to ₹50 lakhs

Disbursal in 24-48 hours

Repayment periods from 12 to 60 months

Balance Transfer & Top Facility on Existing loan

No Usage Restriction, Funds can be used for any personal need

FAQ

What is a personal loan?

A personal loan is an unsecured loan provided by banks and financial institutions to meet personal financial needs without requiring collateral.

Who is eligible for a personal loan?

Eligibility criteria vary by lender but generally include salaried employees, self-employed professionals, and business owners with a stable income and good credit history.

What are the interest rates for personal loans?

Interest rates for personal loans vary based on the lender, borrower’s profile, credit score, and loan amount. They generally start from 10.75% per annum.

Is there an age limit for applying for a personal loan?

Yes, the typical age limit for personal loan applicants is between 21 and 60 years, though it may vary by lender.

Can I prepay my personal loan?

Yes, most lenders allow prepayment of personal loans. However, prepayment charges may apply, so check with your lender for details.

What can I use a personal loan for?

Personal loans are versatile and can be used for various purposes, such as medical emergencies, weddings, vacations, home renovations, and debt consolidation.

How much loan amount can I get ?

Loan amounts typically range from ₹50,000 to ₹50 lakhs, depending on your income, credit score, and repayment capacity.

What is the tenure of a personal loan?

Personal loan tenures usually range from 12 to 60 months.

What documents are required for a personal loan?

Commonly required documents include:

  • Proof of identity (Aadhaar card, PAN card, passport)
  • Proof of address (utility bills, rental agreement)
  • Proof of income (salary slips, bank statements, IT returns)
  • Employment details (employment certificate, business proof)
How long does it take to get a personal loan?

Personal loans can be approved and disbursed within 24-48 hours, depending on the lender and the completeness of your documentation

What is the minimum credit score required for a personal loan?

A good credit score (usually above 700) improves your chances of getting a personal loan at favorable terms. However, specific requirements vary by lender.

Can I take a personal loan if I already have other loans?

Yes, you can take a personal loan even if you have existing loans, provided you meet the lender’s eligibility criteria and have a good credit history.